Karnataka Bank Limited, Known as KBL Bank is one of the famous banks in India, was founded on February 18th, 1924 in Mangaluru, a coastal town in Karnataka’s Dakshina Kannada district.
The Karnataka Bank offers a set of Savings accounts namely SB Sugama, Basic Savings Bank Deposit Account (BSBD), SB Small for Migrant workers and street vendors, KBL-Kishore for Minors, KBL-Tarun for students, KBL-Salary Privilege for salaried persons, KBL-Vanitha for women Insurance-linked SB accounts, and SB-Money Platinum, Ruby, and Sapphire for HNIs.
Similarly, the bank provides five types of Current Accounts: Money Pearl, Money Ruby, Money Diamond, Money Diamond Plus, and Money Platinum to meet the needs of different types of customers.
Karnataka Bank Account’s
The Listed Savings Accounts are offered by the Karnataka Bank (KBL) along with other services for General People, Women, Minor Accounts for Kids, Salary accounts, Current accounts and etc.
- Type of Saving Accounts offered by Karnataka Bank.
- KBL Vanitha.
- KBL Kishore.
- KBL Tarun.
- KBL Salary Privilege.
- SB GEN (General).
- Privilege Savings Bank Account.
- SB Sugama.
- SB SMALL.
How to Open Karnataka Bank Savings Account Online (Regular)
Customers who have interested to open a Savings Account in Karnataka Bank can follow the steps to open KBL Instant SB Account online in a simple manner.
- Open the official website of Karnataka bank www.Karnatakabank.com
- On the homepage, you need to find the ‘KBL Instant Account Online’ and click the ‘Apply Now’ button.
- KBL portal homepage>Main Menu>Personal>Savings Account>KBL Instant Account Online.
- Direct Link – https://karnatakabank.com/personal/savings-account/kbl-xpress-sb-account.
- Then, a new page will display with the steps to open a KBL Instant SB account online and click the ‘Apply now’ button.
- Select Product – Choose the product that suits you.
- Select the Perfect Savings Account for you like KBL General SB Account.
- Proceed with all steps to accept the terms and conditions of KBL.
- Verify Identity – Submit Mobile, Aadhaar, and PAN details.
- Enter your Mobile Number linked to your Aadhaar and E-Mail ID.
- Proceed by I approve the banks allowed to Call or SMS regarding my Online Savings Account application.
- Verify your details such as Mobile Number & Email ID with OTP.
- Submit Application -Provide your personal details & choose services you like.
- Enter the complete information about the applicant in the KBL Account Opening Online form.
- Carefully verify and submit the application.
- Complete Video KYC – Become Fully KYC Compliant.
- Verify you identify with Video KYC.
- Show your Original PAN Card along with necessary documents on Video KYC.
- Onboarding Complete – Welcome to Karnataka Bank Family.
- After successful verification, the Karnataka Bank will send a Welcome Massage with account details.
- Select Product – Choose the product that suits you.
That’s it, Now you have successfully opened your Karnataka Bank Savings Account Online.
Shortly the KBL Bank will send a Welcome Kit to the customer that contains complete account information, debit card, chequebook and etc.
How to Open Karnataka Bank Zero Balance Account Online.
- Open the official website of Karnataka bank https://karnatakabank.com/personal/savings-account/basic-savings-bank-deposit-account.
- Every eligible candidate can start KBL Sugama Account with a zero balance account.
- Open the official website of Karnataka bank www.Karnatakabank.com
- On the homepage, you need to find the ‘KBL Instant Account Online’ and click the ‘Apply Now’ button.
- KBL portal homepage>Main Menu>Personal>Savings Account>KBL Instant Account Online.
- Direct Link – https://karnatakabank.com/personal/savings-account/kbl-xpress-sb-account.
- Then, a new page will display with the steps to open a KBL Instant SB account online and click the ‘Apply now’ button.
- Select Product – KBL Sugama.
- Once a page has opened, enter your phone number and email address, select the ‘I accept‘ box, and then click the ‘proceed‘ button.
- Karnataka Bank will be then sent as an OTP to your mobile phone and email id enter the OTP and click the ‘proceed‘ button.
- Enter your Personal Details.
- Fulfil the KBL Zero Balance Online Account opening form with complete information of the applicant.
- Carefully verify the details and submit.
- Verify your KYC by KBL Video KYC.
- It will then request KYC verification details, for which you may submit your original PAN Card Number and Aadhar Number on Video Call.
- They will ask for personal, address, and nomination details, which you can provide.
- Now, your ‘KBL Sugama’ zero balance savings account successfully opened.
How to Open Karnataka Bank Pradhan Mantri Jan Dhan (PMJDY) Account.
- Open the Karnataka bank official website https://karnatakabank.com/node/209
- And go to the application form for PMJDY on the Karnataka Bank website https://karnatakabank.com/sites/default/files/2017-08/PMJDY.pdf.
- Download the KBL PMJDY Account Application form Pdf – Here.
- Carefully fill out the Pradhan Mantri Jan Dhan Account application form with the required details.
- After, you will go to the nearest Karnataka bank branch and submit the filled application with supported documents to the bank manager.
- Then the bank will ask identity for id proofs, you can submit the id proofs to the bank.
- After that, the Karnataka Bank will Process your Pradhan Mantri Jan Dhan Account.
How to Open KBL Vanitha Account Online
Karnataka Bank Designed Vanitha Account especially for Working Women. To get Karnataka Bank Vanitha Scheme Advantages eligible female candidates can apply KBL Vanitha Account online the simple steps.
- Open the official website of Karnataka bank https://karnatakabank.com/personal/savings-account/sb-account-for-women.
- Accounts can be opened by any female above the age of 18 years. Only females may open a joint account.
- Next, you can choose the ‘KBL Vanitha’ option.
- After a page will be opened, you can enter your phone number and email address, check the ‘I accept‘ box, and click the ‘continue‘ button.
- You will then receive an OTP to your mobile number, type the OTP and select the ‘continue‘ option.
- Then ask for KYC verification information, which you may provide by entering your pan card number and Aadhar number and clicking ‘continue‘.
- It will then send an Aadhar verification code to your phone number after you can enter the OTP and select the ‘continue’ option.
- Then it will ask for the person, address and nomination details, you can give all the required details.
- Now, your ‘KBL Vanitha’ savings account successfully opened.
How to Open KBL Kishore Account
Karnataka Bank has designed and offered the KBL Kishore Account Scheme for School Students. Every School or College student who has interested to open a minor account in Karnataka Bank can follow the steps to Open KBL Kishore Account.
- Open the official website of Karnataka bank https://karnatakabank.com/personal/savings-account/sb-account-for-school-students.
- The KBL Kishore Savings account is for kids between the ages of 10 and 18 years.
- Next, you can choose the ‘KBL Kishore’ option.
- A new page will appear; give your phone number and email address, check the ‘I accept‘ box, and then click the ‘proceed‘ option.
- Verify your mobile phone by OTP and press the ‘proceed‘ button.
- It will then request KYC verification details, which you may submit by entering your PAN Card number and Aadhar number and selecting ‘proceed‘.
- Enter the Aadhaar Verification OTP and click the ‘proceed‘ option,
- It will then ask for personal, address, and nomination information, which you may provide.
- Now, your ‘KBL Kishore’ savings account successfully opened.
How to Open Karnataka Bank Salary Account
Similarly, the Karnataka Bank offered Salary Scheme Account opening also possible by selecting the KBL SB Salary Scheme Account Online form.
Every Eligible Government or Private organisations Salaried Employee or Employer can open the KBL Salary Scheme Account instantly.
Follow the links to get additional information about Karanataka Bank Salary Scheme Account Privileges with Brocher.
- https://karnatakabank.com/personal/savings-account/salary-privilege.
- Download the Broucher.
How to Open Karnataka Bank Savings Account by Visiting Bank Branch (Offline)
- Visit the Karnataka Bank Account Branch nearest to you to open your account.
- Fill out the Savings account opening form with all of the customer’s information like name, address, contact number, email id, PAN, type of account to be opened, and nominee’s name.
- You must provide all required documents with the account opening form.
- After completing the account opening form, you must submit KYC documents such as your PAN, proof of address, and proof of identity.
- Bank will take some time and after your savings account will be opened.
How to Open Karnataka Bank Current Account Online
The Karnataka Bank offered various ranges of Current Accounts to support with facilities to the business holders.
Advised to visit the nearest Karnataka Bank Branch to open a relevant current account for your business. Before visiting the KBL Bank Branch choose the best and most relevant current account for your business from Karnataka Bank at https://karnatakabank.com/business/current-accounts.
- Required Documents to Open Karnataka Bank Current Account.
- Business Registration Certificate.
- Certificate issued by the municipal authorities under shop.
- CST/VAT certificate.
- Certificate issued by the sales tax authorities.
- A bank statement from the current banker for a minimum of six months.
- A registration document issued by a Central Government or State Government Department.