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Zithendra Kumar Vanamala / 12/02/2021

RuPay Card India’s Own Payment Gateway

India Launches their Own Payment Gateway to New Payment Network Developed by the National Payments Corporation of India (NPCI), Reserve Bank of India (RBI) and created by the banking industry, covers all the automated teller machines (ATMs) and most of the retail and e-commerce platforms .

RuPay facilitates electronic payment at all Indian banks and financial institutions, and competes with Master Card and Visa in India. RuPay cards are accepted at all automated teller machines (ATM’s) across India under National Financial Switch, and under the NPCI’s agreement with DFS, RuPay cards are accepted on the international Discover network of ATM’s, Points of Sale (POS) terminals and accepted online on all e-commerce websites with using the same PIN which they use for ATM transactions like as all global card payment networks such as Visa and Master Card.

In the Indian Public sector banks have already installed RuPay card-enabled ATMs would be installed in the current fiscal. The RuPay Debit Cards have Maximum limit of cash withdrawn is Rs.25,000 per day in ATM and Maximum amount that can be withdrawn per day is Rs.25,000 in POS. The RuPay also provides a unified “Kisan Card”, issued by banks across the country under Kisan Credit Card, enabling farmers to transact business on ATMs and PoS terminals.

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